{"id":1307,"date":"2023-01-04T09:11:20","date_gmt":"2023-01-04T09:11:20","guid":{"rendered":"https:\/\/www.believemoney.com\/?page_id=1307"},"modified":"2024-01-22T09:37:33","modified_gmt":"2024-01-22T09:37:33","slug":"loans-for-bad-credit","status":"publish","type":"page","link":"https:\/\/www.believemoney.com\/loans-for-bad-credit\/","title":{"rendered":"Loans For Bad Credit"},"content":{"rendered":"

[et_pb_section fb_built=”1″ module_class=”app-loan-form” _builder_version=”4.16″ _module_preset=”default” background_color=”#75b8ca” use_background_color_gradient=”on” background_color_gradient_direction=”-300deg” background_color_gradient_stops=”#75b8ca 0%|#ffffff 100%” background_color_gradient_start=”#75b8ca” background_color_gradient_end=”#ffffff” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” module_class=”cust-width-row cust-row-none” _builder_version=”4.16″ _module_preset=”default” module_alignment=”center” custom_padding=”|10px|0px|10px|false|true” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”mob-banner-heading” _builder_version=”4.18.0″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#17174c” header_font_size=”42px” header_line_height=”1.2em” header_2_font=”Montserrat||||||||” header_2_text_color=”#17174c” header_2_font_size=”42px” header_2_line_height=”1.2em” global_colors_info=”{}”]<\/p>\n

Loans For Bad Credit<\/h1>\n

[\/et_pb_text][et_pb_image src=”https:\/\/www.believemoney.com\/wp-content\/uploads\/2022\/08\/summer.8b0ea78d.png” title_text=”summer.8b0ea78d” show_bottom_space=”off” align=”right” disabled_on=”off|on|on” module_class=”banner-mob-img” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_image][et_pb_text disabled_on=”off|on|on” module_class=”loans-banner-style” _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_align=”center” header_2_text_color=”#dd1d42″ header_2_font_size=”22px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Get your FREE quote<\/div>\n

Let’s get started!<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font=”Montserrat||||||||” text_text_color=”#17174c” text_font_size=”16px” custom_margin=”||30px||false|false” global_colors_info=”{}”]Don’t let a poor credit history stand in your way. We can help you find a loan provider.<\/em><\/strong>[\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font=”Montserrat||||||||” text_text_color=”#17174c” text_font_size=”16px” custom_margin=”||30px||false|false” global_colors_info=”{}”]Loans are helpful solutions when you need some fast cash. It could be investing in a new car, replacing a boiler, or consolidating existing borrowing agreements to reduce your monthly repayments.<\/p>\n

However, your options can be limited if you’ve got bad credit or had problems paying a loan back before.<\/p>\n

Many people think a low credit score makes them an unattractive prospect for lenders, but there are plenty of lenders who will offer loans for bad credit.<\/p>\n

Believe Money is a professional loans broker dedicated to helping clients find the best borrowing solution for their needs.
\nWorking with us means you can benefit from a fully bespoke service and enjoy a hassle-free application process.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ disabled_on=”on|off|off” _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/www.believemoney.com\/wp-content\/uploads\/2022\/08\/summer.d17b52ee.png” background_size=”custom” custom_css_main_element=”background-size: contain;” global_colors_info=”{}”][et_pb_text disabled_on=”off|off|off” module_class=”loans-banner-style” _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_align=”center” header_2_text_color=”#dd1d42″ header_2_font_size=”22px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Get your FREE quote<\/div>\n

Let’s get started!<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” module_class=”cust-width-row cust-row-none-show” _builder_version=”4.16″ _module_preset=”default” module_alignment=”center” custom_padding=”|10px||10px|false|true” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_font=”Montserrat||||||||” header_2_text_color=”#17174c” header_2_font_size=”42px” header_2_line_height=”1.2em” global_colors_info=”{}”]<\/p>\n

Are you a homeowner or a tenant?<\/h2>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_text=”I am a homeowner ” button_alignment=”center” module_class=”homeowner-form-btn” _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#17174c” button_border_color=”#17174c” button_border_radius=”10px” button_font=”Montserrat|600|||||||” button_use_icon=”off” custom_padding=”15px||15px||true|false” custom_css_main_element=”max-width:320px;||width:100%;” global_colors_info=”{}”][\/et_pb_button][et_pb_button button_text=”I am a tenant ” button_alignment=”center” module_class=”tenant-form-btn” _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#17174c” button_border_color=”#17174c” button_border_radius=”10px” button_font=”Montserrat|600|||||||” button_use_icon=”off” custom_padding=”15px||15px||true|false” custom_css_main_element=”max-width:320px;||width:100%;” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”service-bg-sec” _builder_version=”4.18.0″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/www.believemoney.com\/wp-content\/uploads\/2023\/04\/currency-min.png” background_enable_image=”off” custom_padding=”||||false|false” global_module=”1980″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font=”Montserrat|700|||||||” text_text_color=”#FFFFFF” text_font_size=”42px” header_2_font=”Montserrat|700|||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”42px” text_orientation=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Other borrowing options<\/div>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

\n
Debt Consolidation Loans<\/a><\/div>\n
Car Loans<\/a><\/div>\n
Emergency Loans<\/a><\/div>\n
Business Loans<\/a><\/div>\n
Wedding Loans<\/a><\/div>\n
Homeowner Loans<\/a><\/div>\n
Home Improvement Loans<\/a><\/div>\n
Bad Credit Loans<\/a><\/div>\n
Credit Builder Loans<\/a><\/div>\n
Personal Loans<\/a><\/div>\n<\/div>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#e1f0f4″ custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”||||false|false” custom_css_main_element=”display:flex;||justify-content:center;||flex-direction:column;” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#17174c” header_2_font_size=”38px” header_2_line_height=”1.2em” locked=”off” global_colors_info=”{}”]<\/p>\n

What is a bad credit score?<\/h2>\n

[\/et_pb_text][et_pb_text module_class=”a-color” _builder_version=”4.18.0″ _module_preset=”default” text_font=”Montserrat||||||||” text_text_color=”#17174c” custom_margin=”||||false|false” global_colors_info=”{}”]Credit scores are used by lenders to assess your creditworthiness, or how likely you are to repay a loan. The higher your credit score, the more likely you are to be approved for a loan and the lower your interest rate will be.<\/p>\n

In the UK, there are three main credit reference agencies (CRAs): Equifax<\/span><\/a>,<\/span> Experian<\/span><\/a>, and<\/span> TransUnion<\/span><\/a>. Each CRA uses a different scoring system, but they all use a similar range of factors to calculate your credit score. These factors include:<\/span><\/p>\n