About Us

About Believe Money

Believe Money is a leading finance broker in the UK on a mission to help our clients find the best possible loans, mortgages and credit solutions for their needs.

As a broker and not a lender, we focus fully on our clients, recommending various borrowing options that improve their financial futures – not impede them.

Established in 2017, our dedicated brokers have decades of combined experience, and Believe Money quickly became one of the UK’s most reputable finance brokers.

Our primary purpose isn’t to sell but to advise. Whatever your circumstances are, we make it our mission to help unlock financial opportunities.

Who are we?

We’re an award-winning loan broker registered and regulated by the Financial Conduct Authority (FCA). 

Having launched in 2017, Believe Money has a team of professional brokers and financial advisors who provide tailored solutions for people from all backgrounds.

Our enviable experience also gives us access to a network of specialist lenders unavailable through mainstream channels.

Why choose us?

Borrowing money is a serious – but often necessary – decision that can make many people worry about the future. Finding the right loan or mortgage provider can often feel like swimming against the tide, but Believe Money is here to help you navigate those waters.

The truth is, there are plenty of lenders who seem like your dream come true until you’re locked into an agreement, where escape seems impossible.

Our clients choose us because they know we have their best interests at heart.

Multi-award winning brokers

Our record for providing bespoke mortgage solutions has resulted in two prestigious awards, including a Mortgage Strategy 2022 and a Natwest Local Hero Award. We’re proud of our achievements and know our customer-first mentality sets us apart. 

Awards will never be a substitute for client satisfaction, but we continue to strive for perfection in everything we do.

Fully bespoke solutions

Traditional lenders and comparison websites often use set criteria to judge your eligibility for a loan. That’s fine for some people, but individuals with poor credit or other circumstances that impact their ability to borrow money have limited options.

With decades of combined experience, our brokers have access to a specialist network of lenders who work with people from all backgrounds. Whether you need to borrow a large amount or have a poor credit history, we’ll match you with a suitable lender.

Tech-powered, customer focused

Technology has changed how numerous businesses operate, but we utilise it to give you the best possible experience. Our robust systems make it easier to assess your needs and match you with suitable lenders. 
However, we’re also known for our customer service and use various solutions to streamline your journey. With mainly five-star customer reviews across independent websites, our track record speaks for itself.

Would you like to learn more about us? Meet our experts today.

Choose between a range of products and services

Accessing the right financial solutions shouldn’t be an ongoing headache; with us, it isn’t. With over 100 talented brokers working for Believe Money, we can offer customers a diverse range of products and services. 

Whether you’re looking for a new mortgage deal, want to apply for a personal loan or are interested in secured loans, you’ll always find what you’re looking for. 

Mortgages

First-time buying, remortgages, second-charge mortgages and any other products are available through our brokers. We understand how confusing the rates and eligibility criteria lenders have in place can be, but our team will help you find a long-term solution. 

Some of our mortgage products include:

Personal loans

Unsecured loans are suitable for applicants who don’t own a home or other valuable assets. You can usually borrow up to £25,000 and pay it back over one to five years while building your credit score.

We offer a range of unsecured loans, including:

Secured loans

If you’re a homeowner or have another valuable asset, you could get a secured loan, which lets you borrow large amounts of money over an extended period. Defaulting could put your home at risk, so it’s vital to consider secured loans before jumping into a decision.

Our secured loan agreements include:

Insurance Products

Insurance is an investment for the future, protecting you and your loved ones should anything happen. We believe insurance should be accessible to everyone, not just the rich, and offer a range of products for our customers.

Please contact us if you’re interested in life insurance or income protection insurance products.

We can help you save money and look forward to the future

Financial worries can feel like huge weights on your shoulders, but solutions are available. We aim to lift those weights and help you move forward to a stable future. 

Traditional lenders and mortgage providers often have set criteria, and people with less than excellent credit scores won’t receive the best deals. 

We work with you to find lenders that: 

  • Suit your circumstances 
  • Judge each applicant without the tick-a-box criteria
  • Align with your borrowing goals 
  • Offer competitive rates 
  • Help you plan for the future 

When all is said and done, there are numerous lenders out there, but we only work with ones who align with our morals and put each customer first.

How does the Believe Group make money?

It’s something you’re probably wondering. Well, as a broker, we do – of course – make money. However, our practices ensure you’re not out of pocket. While some brokers charge upfront fees, we put your financial stability first.

Introduction fees

In some cases, a lender will issue a small fee to Believe Money when we connect them with you. But surely that means we’ll connect you with just anyone to receive a payment. No. Our customers wouldn’t want to work with us if we did that.
We only connect you to a lender if they match your borrowing needs and are a good option. You always have control over whether you’d like to make an application.

Adding fees to your loan

We might also add our small arrangement fees to your loan amount, which is more convenient than asking for an upfront payment. When you work with us, there’s no need to budget or prepare yourself for hidden charges.

Our brokers operate on a 100% honesty policy, so you’ll always know how much you’re spending and your repayments.

Can I trust the information you provide?

As a finance broker, we must be careful of any information we offer our readers and prospective customers. Due to this, we follow a strict editorial process that measures the accuracy of our content and leaves no room for errors.

Working with so many providers also means we need to consistently check their details and monitor who we choose to associate with. Your trust matters to us, and we always guarantee your safety.

Learn about our editorial guidelines.

Is my data and personal information protected?

There are few things more important than providing a safe and secure online experience, which we take very seriously. Naturally, you want to avoid others getting hold of your information, and our strict processes ensure maximum security. 

While we use cookies, we have a policy to give you control over your data and explain how we might use it. Please feel free to view our cookie policy at your convenience. 

Believe Money is fully regulated by the FCA (786476) and we operate within their privacy guidelines. All data we collect goes into a secure system designed to prevent breaches and protect your information. 

Read more about our privacy policy and security measures.

Contact information

We make our services accessible for everyone, with a range of options to get in touch with our brokers. Please feel free to phone us on 01302 591 360 from your mobile or landline or fill in the contact form for a callback. 

Regardless of whether you’d like to use our brokers, you’ll receive a free consultation where you can ask us any questions. 

How do you contact me?

As part of our data protection policy, you have complete control over when and how we contact you. Once you get in touch with us, you can choose to allow – or block – contact by: 

  • Phone 
  • Email 
  • Post 
  • Text 
  • App 

What about providers?

When you work with our brokers, they’ll connect you with relevant lenders who will need to contact you at some point. However, you can control who can get in touch – and how. 

Once we match you with lenders, we’ll let you know the next steps and ask permission to share your information with them. In some cases, our brokers can handle the application process, which means you won’t need to deal with constant back-and-forth communication. 

How do I reach out to you?

If you’d like to join us on social media, we’re on: 

Please use this email address for general enquiries: info@believemoney.com. If you have an issue with us or any of our lenders, please follow the complaints procedure to inform us of the problem. 

Why Use Believe Money?

Believe Money is an award-winning finance broker dedicated to offering the best range of affordable loan options. Whatever your circumstances or credit rating, we’re committed to getting you the best secured loan interest rates by searching our entire panel of secured loan providers.

Whatever you need a secured loan for, we’re here to help. Our specialist advisors are available Monday to Friday, so if you need any help please contact us online or give us a call on 01302 591 360.

How It works

Step 1.

Simple, easy application

Step 2.

We search our panel of lenders to find the deal that’s right for you

Step 3.

When you confirm your chosen deal, we get your application moving

Step 4.

The money lands in your bank
account – usually within two weeks

We compare loans from our panel of the UK’s top lenders to get you the best deal.

BELIEVE

Contact Us

Mon – Thursday 9am – 7:30pm

Friday 9am – 3pm

Call from a mobile or Landline:

01302 591 360