Hannah O'Neill

Author

Hannah O'Neill is a leading financial expert with over 10 years of experience in credit and loans. She is helping people achieve their financial goals based in the United Kingdom. She has been featured in numerous media outlets. Her articles offer practical advice on how to improve your credit score, get the best possible loan rates, and manage your debt wisely.

Can I pay off a secured loan early?

by Hannah O'Neill | Jan 31, 2024

Considering paying off your secured loan early? If your financial situation has changed, yes, settling your loan ahead of time is often possible depending on your loan agreement,...

How To Improve Your Credit Score

by Hannah O'Neill | Jan 17, 2024

Whether you're applying for a loan or credit card, renting a property or getting a mortgage, your credit score plays a significant role in deciding your financial credibility....

How to Apply for a Secured Loan: 6 Tips for Success

by Hannah O'Neill | Dec 5, 2023

Applying for a secured loan can be tricky, especially if you've had credit problems in the past, but we're here to help you do just that. Even if your credit score isn't perfect,...

Does a Secured Loan Affect Remortgaging?

by Hannah O'Neill | Dec 5, 2023

In a word yes; a secured loan on your property can affect your ability to remortgage. It doesn't mean you can't remortgage, but depending on the size of the secured loan, it...

Can I get a secured loan against my car?

by Hannah O'Neill | Nov 21, 2023

In a word, yes, you can get a secured loan against your car, and these are typically known as logbook loans. However, at Believe Money, we don't offer this type of loan. But...

How To Manage Your Debts

by Hannah O'Neill | Nov 7, 2023

Debt is something many people in the UK deal with on a daily basis—but not all debt is bad. Student loans help people meet their career goals, while mortgages fulfil the elusive...

How To Borrow Money If You Have Bad Credit?

by Hannah O'Neill | Nov 3, 2023

If you need to borrow money but you have a bad credit score, there are various bad credit loans available to you, as long as you meet the eligibility criteria. A bad credit score...

How to Finance a New Car

by Hannah O'Neill | Oct 12, 2023

Purchasing a new car is an exciting endeavour, but the financial aspect often raises questions and concerns. This comprehensive guide will walk you through various financing...

APR Explained: How To Understand APR

by Hannah O'Neill | Oct 12, 2023

If you've ever applied for a loan or credit card, you've probably seen the term APR. Also known as the Annual Percentage Rate, it details the actual cost of borrowing money, and...

How To Pay Off Credit Card Debt

by Hannah O'Neill | Sep 28, 2023

Credit cards can be a lifeline when you need to make an emergency purchase or build up your credit score to access better loan and mortgage rates. However, failing to manage your...